Crafted Colorado Business Savings Accounts
SAVINGS CRAFTED TO GROW YOUR WEALTH AND YOUR BUSINESS CONFIDENTLY
COLORADO BUSINESS SAVINGS ACCOUNTS CRAFTED TO GROW YOUR WEALTH CONFIDENTLY
At On Tap, we're dedicated to crafting effective and personalized financial solutions for our Colorado business partners that are strategic, affordable, and customized to fit the needs of your business.
NEW TO ON TAP?
Become a member and get your new account started online.
HAVE QUESTIONS?
CURRENT MEMBER?
Log in to Online Banking to add a new savings to your account faster.
Don't have On Tap Online Banking?
CURRENT MEMBER?
Log in to Online Banking to add a new savings to your account faster.
Don't have On Tap Online Banking?
COLORADO BUSINESS SAVINGS CRAFTED TO MEET YOUR GOALS
Quick Access
Hold cash reserves for convenient access or overdraft coverage.
Equipment
Cut down on interest costs for new equipment vital to your business.
Long-Term Expansion
Earn interest while you prepare your plans for future growth.
Unexpected Needs
Provide a cushion for unanticipated downturns or to offset seasonal lulls.
Tax Holdings
Set cash aside throughout the year so you're prepared come tax season.
Cash Flow Management
Set and maintain a budget that keeps your business standing strong.
Have a savings goal you're working toward?
See how much you need to save each month to make it happen.
HERE'S WHAT YOU CAN EXPECT WITH ON TAP
Member Owned Colorado Proud
Being member owned means our local professionals are dedicated to you and supporting the success of your business.
Crafted Solutions
Every business is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.
Business Services
Banking, loans, merchant services, insurance, and even payroll and HR support. We're along for your journey every step of the way.
INCLUDED IN YOUR MEMBERSHIP
- Free On Tap Online and Mobile Banking
- No ATM Fees at Thousands of CO-OP ATMs Nationwide
- Free On Tap E-statements
- Free On Tap Bill Pay
- Free Visa® Debit Card
- Free Coin Machines
COMPARE COLORADO BUSINESS SAVINGS OPTIONS
Peak Tiered Savings
from
4.60% APY*
Dividend Rate: 4.506%
to
0.10% APY*
Dividend Rate: 0.100%
12 Month CD
4.30% APY*
Dividend Rate: 4.218%
6 Month CD
4.75% APY*
Dividend Rate: 4.650%
Money Market Accounts
from
1.75% APY*
Dividend Rate: 1.736 %
to
3.50% APY*
Dividend Rate: 3.445%
Basic Savings
0.05% APY*
Dividend Rate: 0.050 %
SEE ALL OUR BUSINESS SAVINGS RATES
EARN INTEREST ON YOUR CASH AT HAND WITH BUSINESS CHECKING PLUS
|
DESCRIPTION
|
BUSINESS CHECKING
|
BUSINESS CHECKING PLUS
|
|
Interest |
N/A |
0.10% to 0.15% APY* |
|
Minimum Opening Deposit |
$100 |
$100 |
|
Interest/Dividends |
No |
Yes |
|
Minimum Balance to obtain APY |
N/A |
$0.01 |
|
Cash Amount Free |
$5,000.00 |
$6,000.00 |
|
Excessive Cash Rate Fee ($0.10/$100) |
0.1000% |
0.1000% |
| Free Transactions |
150 |
300 |
| Excessive Transaction Fee |
$0.25 per item |
$0.25 per item |
|
Minimum Average Balance |
$1,000 |
$7,500 |
|
Minimum Balance Fee |
$10 |
$15 |
|
Monthly Paper Statement |
$10 |
$10 |
The more your business grows, the more we give back to your business with our Business Checking Plus Account. This interest-bearing checking account rewards you with a higher return on balances over $50,000.
Access your On Tap accounts any time, from anywhere, on any device.
Monitor cash flow, make deposits, pay bills, and bank with confidence 24/7
● View balances, transaction history and check images
● View, pay or cancel bill payments
● Mobile check deposits
● Transfer funds
● Set up custom reminders and alerts
Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!
READY TO GET STARTED?
Applications take just a few minutes!
Not sure where to start? Our business advocates can help!
LOOKING FOR OTHER RESOURCES?
Business Loans
Add flexibility and fluidity to the way your business operates or acquire the equipment and space you need or make your dreams of a major expansion a reality.
Business Checking
Convenient, secure access to your money when you need it.
Stay in control of your finances no matter where or when you need to bank.
Investments
Wealth management from growth to retirement.
We're dedicated to helping you find the right strategy for you, your business, and your employees.
Merchant Services
Payment collection, e-commerce, credit card acceptance, non-profit programs, social media support, and so much more!
HR and Payroll Support
Intuitive, easy-to-use solutions to simplify your day and provide support when you need it – freeing you to focus on what you do best.
Insurance
Life happens. Protect yourself and your business. On Tap Insurance Agency offers a variety of plans to help you make sure you're covered.
*APY = Annual Percentage Yield