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Young adults enjoying some beers

Celebrating 70 Years of Crafting Financial Solutions

Here to support your needs for today and your goals for tomorrow.

Ever person's story is unique - we want to hear yours and help you write the next chapter.










Earn More From The Start With Peak Tiered Savings

Get your savings journey started with a better rate of return on lower balances, while still earning a competitive rate on higher balances.





Kids Earn More On Savings With A 12 Month Youth Certificate Of Deposit

It's Never Too Early To Start Learning Money - 12 Month Youth CDs Earn 4.30% APY* 
 
 
 
 
 




Unlock The Door To Your First Home Purchase

Feel like mountains are easier to tackle than mortgages? Your first step forward just got easier.













Save More On Auto Loans And Jump-Start Your Next Adventure


Enjoy No Payments For 90 Days* When You Purchase Or Refinance Your Car Or Truck


USE PROMO CODE: NOPAY90


Savings Balance Growing? Keep It Going


Earn higher returns the more you save with an On Tap Money Market Account.








Holiday Savings Solutions For The Whole Family

Kids Earn More On Short-Term Savings

Lock in a guaranteed return Today with a 12-Month fixed Rate Youth CD

 
 
 
 
 
 
 

Join Us In Giving Back This Holiday Season

Choose a charity and spread some joy in time for the holidays. On Tap Credit Union is matching the first $1,000 donated. 

 
 
 


FEATURED RATES

60-mo home equity
7.99%APR*
Summit visa©
10.90%APR*

Rewards visa©
13.90%APR*

auto loans
starting at 6.24%APR*
 
12 month cd
 4.30% APY*

Brewing Up Crafted Banking Solutions Since 1954

 

On Tap® was founded by 8 Coors employees in the basement of the Golden Brewery. 70 years later, we have grown to nearly 20,000 members and serve the communities of Jefferson, Denver, Boulder and Larimer counties.

Get Started Crafting Your Account

OPEN A BUSINESS ACCOUNT


On Tap Online and Mobile Banking


Access your On Tap accounts any time, from anywhere, on any device.

Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.

Already a member? Sign up now for this convenient service!

“We were able to consolidate our debts into one credit card with a lower interest rate. We refinanced both our cars and we are now credit card debt free!! This means more vacation time for the family!”


Jennifer C. Member Since 2008




What's Your Next Adventure?

You’ve got BIG plans for your life. We’re here to match you with the financial solutions that will help them happen. Choose where we should get started.













Member Owned. Colorado Proud.

As a credit union, we’re 100% member owned. That means our profits are put back into our membership and local communities.

Crafted Financial Solutions

Your goals are unique. The path you take and the financial solutions that help to get you there should be too. Your story is important and we want to hear it so we can help to craft the solutions that are right for you.

Local Service - Nationwide Access

We offer 24/7 access to online and mobile banking plus we participate in a CO-OP Shared Branch network, which gives members access to their accounts at more than 5,000 credit union locations and nearly 30,000 surcharge-free ATMs across the country.   

Judgement-Free Coaching

Too often, it can feel like money is in charge of your life instead of you. As your local financial partner, we are here to help guide you toward financial freedom by crafting a plan that fits your needs for today and your dreams for tomorrow. 




What's On Tap

Get the latest news and information.

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frame grab from video of leslie larson talking in the golden branch
Meet Leslie Larson
Home Loan Consultant at On Tap Credit Union

Watch Video

*APY=Annual Percentage Yield. Minimum opening deposit and balance to earn the stated rate is $500. 

**Interest accrues during the deferral period and may extend the term of the loan. Payments may be made during the deferral period. Offer not applicable on boat, powersport, and RV loans. Use promo code NOPAY90.

 

Federally Insured By The NCUA