On Tap Credit Union Home Page
Get 2%* Off Your Qualified Rate On Holiday Loans
Stay festive, not frazzled. Save more with a low, fixed-rate personal loan.
No Closing Costs On Home Equity Loans and Home Equity Lines Of Credit (HELOC)
Access the equity in your home with $0* closing costs in most cases.
Use Promo Code: NOCLOSECOST2024
Celebrating 70 Years of Crafting Financial Solutions
Here to support your needs for today and your goals for tomorrow.
Earn More From The Jump With Peak Tiered Savings
Get your savings journey started with a better rate of return on lower balances, while still earning a competitive rate on higher balances.
Save More On Auto Loans And Jump-Start Your Next Adventure
Enjoy No Payments For 90 Days* When You Purchase Or Refinance Your Car Or Truck
USE PROMO CODE: NOPAY90
Savings Balance Growing? Keep It Going
Earn higher returns the more you save with an On Tap Money Market Account.
Skip-A-Pay Loan Payment Solutions
Ever wish you could take a break from your monthly loan payments and use the money for something else? You can! Whether you need some buffer through the holiday season or have to deal with an unexpected expense, skipping a payment is easy: just give us a call, stop by a branch to speak with a Financial Advocate, or sign into online banking and send us a message asking to skip your payment. You can request to skip a payment on qualifying loans** up to two times a year.
Holiday Savings Solutions For The Whole Family
Kids Earn More On Short-Term Savings
Lock in a guaranteed return Today with a 12-Month fixed Rate Youth CD
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Join Us In Giving Back This Holiday Season
Choose a charity and spread some joy in time for the holidays. On Tap Credit Union is matching the first $1,000 donated.
FEATURED RATES
Brewing Up Crafted Banking Solutions Since 1954
On Tap® was founded by 8 Coors employees in the basement of the Golden Brewery. 70 years later, we have grown to nearly 20,000 members and serve the communities of Jefferson, Denver, Boulder and Larimer counties.
On Tap Online and Mobile Banking
Access your On Tap accounts any time, from anywhere, on any device.
Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
Already a member? Sign up now for this convenient service!
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“We were able to consolidate our debts into one credit card with a lower interest rate. We refinanced both our cars and we are now credit card debt free!! This means more vacation time for the family!”
Jennifer C. Member Since 2008
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Member Owned. Colorado Proud.
As a credit union, we’re 100% member owned. That means our profits are put back into our membership and local communities.
Crafted Financial Solutions
Your goals are unique. The path you take and the financial solutions that help to get you there should be too. Your story is important and we want to hear it so we can help to craft the solutions that are right for you.
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Local Service - Nationwide Access
We offer 24/7 access to online and mobile banking plus we participate in a CO-OP Shared Branch network, which gives members access to their accounts at more than 5,000 credit union locations and nearly 30,000 surcharge-free ATMs across the country.
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Judgement-Free Coaching
Too often, it can feel like money is in charge of your life instead of you. As your local financial partner, we are here to help guide you toward financial freedom by crafting a plan that fits your needs for today and your dreams for tomorrow.
What's On Tap
Get the latest news and information.
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Meet Leslie Larson
Home Loan Consultant at On Tap Credit Union
Home Loan Consultant at On Tap Credit Union
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* 2% Off Qualified Rate On Holiday Loans - APR = Annual Percentage Rate. Not all borrowers will qualify for the lowest rate. Use Promo Code: HOLIDAYLOAN2024
*Home Equity No Closing Costs - No closing costs in most cases. Appraisal or third-party fees may apply at the member’s expense. For a $250,000 loan, these fees can range from $0 to $1000. Use Promo Code: NOCLOSECOST2024
*12-Month Youth CD - APY=Annual Percentage Yield. Minimum opening deposit and balance to earn the stated rate is $500. Minimum term to earn stated rate is 12 months. The rate is accurate as of 11/1/2024. Promotion is valid for a limited time and subject to change. Early withdrawal penalties apply. Penalties and withdrawals will reduce earnings. This certificate will roll over into a 12-month certificate at the available rate at the time of maturity if no other direction is provided prior to maturity.
*90 Day No Payments On Auto Loans - Interest accrues during the deferral period and may extend the term of the loan. Payments may be made during the deferral period. Offer not applicable on boat, powersport, and RV loans. Use promo code NOPAY90.
*Money Market - APY = Annual Percentage Yield. Rate is subject to change after account is opened. Minimum balance to receive the advertised rate is $25,000. Minimum opening balance and balance to avoid fees is $1,000. Fees will reduce earnings.
* Skip-A-Pay Loan Solutions - Excludes home loans (including mortgages and home equity lines of credit) and credit cards. In order to qualify, you must not have been late on any On Tap Credit Union loan payment, or have skipped two payments on the loan requested, in the past 12 months. You may not skip two consecutive loan payments. There is a $25 fee per skipped loan payment, which will be deducted from your On Tap Credit Union share or checking account. Interest will continue to accrue during the extension period at the same rate(s) as the original contract(s) and that the term and repayment period of the loan(s) will be extended due to this request. Additional documentation may be required. Additional restrictions may apply.
Federally Insured By The NCUA